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Automobile Insurance


What does car insurance cover?

Car insurance falls into three main levels of cover:

  • Comprehensive car insurance
  • Third party, fire and theft
  • Third party only
  • While the amount of cover you get depends on which level you choose – comprehensive offers the most cover, third party the least – there are a few things that come as standard with 3pattieslive Car Insurance no matter which level you choose:

  • Cover to drive in Europe for up to 90 days
  • Driving other cars (subject to eligibility)
  • Comprehensive car insurance

    This is the highest level of insurance you can buy. It includes third party, fire & theft and covers the cost of repairing or replacing your car if it’s involved in an accident or damaged maliciously. It also comes with extra benefits including windscreen cover, extended cover and a courtesy car to replace yours if it’s involved in an accident or damaged maliciously.

    Getting a courtesy car

    To give you an idea of what to expect if you do need a courtesy car, we've answered some of your most important questions.

    What is windscreen cover?

    Everything you need to know about a chipped or cracked windscreen and claiming on your car insurance.

    Does car insurance cover flood damage?

    It’s little surprise the country is susceptible to flooding – not good news for motorists or homeowners.

    Compare 3pattieslive Car Insurance levels of cover

    We are proud of our automobile insurance and our customers seem to think it is pretty good too - we have been named the world's best automobile insurance provider for six years in a row, and society voted for it.

    Cover our customers love

    When shopping around, the cheapest car insurance quote may not be the best option for you – does it cover everything you need? You know what’s included with our cover, so take a look at why our customers love it.